To qualify for a loan, all loan borrowers must:

- Have a verifiable name, date of birth and social security number;

- Be at least 18 years of age;

- Have a credit score that meets the minimum credit underwriting requirements; 

- Have a U.S. address;

- Be a resident of the state of Indiana, Illinois, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota, Wisconsin;

- Pass the identity verification and OFAC screening;

- Have a valid e-mail account;

- Meet our minimum credit requirements; and

- Have a personal banking account at a U.S. financial institution with a routing transit number.